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Unit Economics Calculator — LTV, CAC and payback

Work out whether a customer earns you more than they cost, and how long you wait to get it back.

Free · no account · nothing sent anywhere until you save it

$

Average across all customers (ARPU)

%

Share of customers who leave each month

$

Blended: all sales + marketing ÷ all customers

%

Revenue left after the cost of serving them

Result

Enter revenue, churn and CAC to see your numbers.

Fill it in to save your result

Saving puts your unit economics on your own startup page, where it counts toward your Build Progress score.

What this calculates

LTV is what one customer is worth over their whole life with you: monthly revenue × gross margin ÷ churn rate. CAC is what it costs to win them. The ratio between the two tells you whether growth builds the business or drains it. Payback period is the other half of the story — a great ratio with a 20-month payback still starves a startup that only has 8 months of cash.

How to read your number

Above 3:1 is the range investors expect: you make back three times what a customer costs. Between 1:1 and 3:1 the model works but has no room — fix retention or acquisition cost before adding spend. Below 1:1 you lose money on every customer, and more marketing makes it worse. Churn is usually the lever founders underestimate. Halving churn doubles LTV; halving CAC only helps once.

Getting the inputs honest

Use blended CAC — total sales and marketing spend divided by every customer won, not just the ones from your best channel. Use gross margin, not revenue, or you will count money that goes straight back out in delivery costs. And measure churn over a month you actually observed, rather than the number you hope for.

Questions founders ask

What is a good LTV:CAC ratio?

3:1 or better is the common benchmark. Much higher can mean you are underspending on growth rather than that you are healthy.

Should I use revenue or gross margin?

Gross margin. Revenue overstates LTV by whatever it costs you to serve the customer — hosting, support, payment fees, delivery.

What if I do not know my churn yet?

Estimate from the customers you do have and mark it as an assumption. A number you can defend and revise beats a blank.

Why does payback period matter separately?

It is a cash question, not a profit question. A long payback can bankrupt a business whose ratio looks excellent on paper.

Every number here belongs on one page

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